Life is really unpredictable. After my SPM, I know that my interest is in Biology. Due to financial restraints and the amount of time you have to put in to that course, I gave up. I really wish I could study at Singapore's Universities, either NUS or NTU. Therefore, I applied for NTU for the 1st time before my A-Level final examination. Few months later, I received an e-mail indicating that my application was not success. I was quite disappointed.
During that time I was quite determined to study engineering. So, I search for info regarding engineering courses like Civil and Chemical Engineering. During one of my visit to Uni/College open day at Nottingham, I asked for info relating to Chemical Engineering. The consultant was a British I think, her slang and accent is very difficult for me to understand. However, I still got it. She said that many of her friends or students who studied engineering do not ended up in becoming an engineer. This reminds me of one of my friend who studied engineering but ended up doing other jobs on another field. So, I gave up that course as I realised that I don't like physics that much although I obtained quite outstanding results for the subject physics in A-Level. =)
It is during that time as well Astro On Demand showing the drama 绝代商骄, I was intrigued by all those financial thingy like stocks, business and stuff. In order to become multi-million and billionaire, I think business and finance is the field that I should choose. So, I apply for econs and finance course at Nottingham University. In the end, I chose Actuarial Science in UTAR.
I have quite a good life at UTAR although the facilities here are almost zero. =.=ll I get to know a lot of new friends and I was quite committed to it. Before the semester's final exam, I even searched for condo unit to rent and to live there so that I can have more time for studying and some sports too since everytime when i reached home after school I was like totally worn out. Even I'm not the one who's driving and class ended at 1pm, reaching home around 2pm, I'm severely not motivated to study, ended up watching TV and playing games. =.=ll
Because I'm not resigned to the outcome of my previous NTU application. So I applied for it once again, the 1st choice is Business and Account cuz Actuarial Science in NTU is under Business. 2nd choice is Business. Both are offered by Nanyang Business School (NBS) and NTU's NBS's business course ranked higher than NUS's business course in the world. To get into NBS, u have to 1st passed the interview. I was interviewed but I screwed up the interview. So, I was offered Maths and Econs (in SPMS) instead. The TOUGHEST DECISION OF MY LIFE falls upon me. I was in a dilemma of whether should choose to stay in Malaysia or go to Singapore. At 1st, I thought of going after considering. Then I choose to stay, and was quite determined. But soon after some advice from my bro and another friend of mine who was an NTU student b4, I finally choose to go to Singapore.
Of course, after some calculation, I found out that study in Singapore uses less time to cover the investment for study rather than in M'sia. Although study in Malaysia (around 80k MYR) is far cheaper than NTU(around 150-200k MYR), the basic salary of fresh grad in Malaysia for degree in Actuarial Science WITHOUT full 8 SOA papers should be lower than fresh grad in Singapore with Maths and Econs combined degree. When you work in Malaysia, you will definately need a car and assuming ur salary is around 1.5-2.5k, minus all those F&B, fuel, toll, phone bill, ptptn loan repayment, some money for parents and stuff, u really don't have much left for savings.
But Singapore is much different, their public transport system is far much superior to that in M'sia. When talk about public transport in M'sia most people of Malaysia will feel disappointed and fear as well because the condition is quite sucks. The LRT putra and KTM are packed like sardines. Sometimes when the air-con is out it was like a living hell in there. Worst of all if the person stands beside you is extremely stinks and well... Good luck to you! XD These shits always happen in M'sia public transport. Singapore's living standard is much lower than that in Malaysia. Inflation had become a severe problem in M'sia due to some new policies, and stuff. Food stuff become very expensive in Malaysia but salary remains the same. Just like today I went to Tmn Connaught for a bowl of small Pan Mee, it costs me around RM4.50. on the contrary, in Singapore the average price for a bowl of mee or a plate of rice is around SGD 2.50-4.00 (4.00 most probably either it's very big portion or it contains a lot of expensive stuff on it).
Some brands of boutique like G2000, Esprit, Giordano are err... how to put it?? Cheaper for Singaporean than for Malaysian. Example, a Tee that costs around 100 MYR in M'sia costs around 40+ SGD in Singapore due to the currencies. But for same amount of salary (RM2000 and SGD2000), you gotta pay 100MYR in M'sia but oni 40+SGD in Singapore. In the nutshell, Singapore proves to be better for me since you have much exposure in Singapore and some ppl said Singapore will take over Hong Kong as financial hub. I guess it's better to go to Singapore. I hope nothing goes wrong and I can survive for the 4-7 years. XD